Let National Lloyds make your life easier.

Since 1948, National Lloyds Insurance Company has been working to make life easier for people just like you. Headquartered in Dallas, Texas, we offer you a dedicated network of more than 4,200 agencies in over 30 states to provide you access to homeowners insurance, fire and flood protection, and insurance for manufactured homes. We can make your life easier. Let us show you how.

Key Facts about National Lloyds Insurance

  • Headquarters – Dallas, Texas
  • Founded in 1948
  • Over 160 employees
  • Owned by Hilltop Holdings Inc. (NYSE:HTH)
  • Policies sold through two wholly-owned subsidiaries: National Lloyds Insurance Company and American Summit Insurance Company
  • Licensed to sell insurance in more than 30 states
  • Extensive distribution network of 4,200+ independent agencies
  • Specializing in policies for affordable dwellings and manufactured homes

1949, 1956, 1964

[1949] National Lloyds Insurance Company is chartered.
[1956] American Summit Insurance Company is chartered.
[1964] National Lloyds Corporation headquarters relocated to Waco, Texas.

2001, 2006, 2007

[2001] National Lloyds Insurance Company acquires American Summit Insurance Company. [2006] National Lloyds Insurance Company acquires Longhorn General Agency. [2007] Hilltop Holdings, Inc acquires National Lloyds Insurance Company.

2012, 2013, 2015

[2012] Hilltop Holdings, Inc acquires Plains Capital Corporation (PlainsCapital Bank, PrimeLending and FirstSouthwest). [2013] Hilltop Holdings, Inc acquires First National Bank of Edinburg. [2015] Hilltop Holdings, Inc acquires SWS Group. [2018] National Lloyds moves headquarters to Dallas, Texas.

Our Insurance Products

  Homeowners and Renters Insurance
  Dwelling Coverage
  Mobile Home Insurance
  Fire Insurance
  Flood Insurance
  Commercial and Business Insurance

Benefit from our Financial Strength

  • National Lloyds Insurance Company is a wholly owned subsidiary of Hilltop Holdings, Inc., a Texas-based financial holding company with $9.2 billion in assets and $1.4 billion in equity

The Hilltop Advantage

National Lloyds and the Hilltop Holdings Family of Companies


After nearly 70 years in business, National Lloyds is in good company.

As part of the Hilltop Holdings family of companies, we’re leveraging the resources of our parent company to expand and enhance our business. Yet, we pride ourselves on continuing to operate like the small company that served independent agents and their customers out of our headquarters in Waco, Texas, for more than five decades.

Today, after relocating our headquarters to Dallas, Texas, we embrace the same customer service philosophy we always have: build close, long-lasting relationships and the business will follow.

This simple philosophy has served us well, guiding us through the acquisition of two Texas-based agencies in 2001 and 2006 (American Summit Insurance Company and Longhorn General Agency), and our expansion into states across the nation.

In 2007, a new era of our company began when we were acquired by Hilltop Holdings (NYSE: HTH). The acquisition marked the first step in Hilltop Holdings’ mission to build a strong, diversified Texas-based financial services company.

 

A New Era

Led by West Texas Native and highly regarded banker Gerald J. Ford, Hilltop Holdings has delivered on its mission. Since purchasing National Lloyds in 2007, the holdings company has continued to build its enterprise through strategic acquisitions and organic growth in Texas and the southwestern United States.

In the past decade, Hilltop executed several more strategic acquisitions, bringing together a diverse set of financial services companies: PlainsCapital Bank, PrimeLending and HilltopSecurities. As of Dec. 31, 2017, Hilltop Holdings reported $13.4 billion in assets and $1.9 billion in common equity.

In early 2017, National Lloyds unveiled a new corporate brand that folded our subsidiaries under one unified name and adopted the iconic red buffalo of the Hilltop Holdings family of companies, a symbol for strength and momentum. Then in 2018, with a renewed capital commitment of Hilltop Holdings, we relocated our headquarters to Dallas. The relocation enables us to continue to grow and provide independent agents and customers’ with improved service, greater support and enhanced products.

Rest assured, our small-town roots are important to us. As we embark on a path of continued growth, we will continue to operate with the same philosophy that has guided our company for the past seven decades.

 

About National Lloyds Corporation

National Lloyds Corporation is dedicated to simplifying the insurance process for independent agents and homeowners across the nation. Headquartered in Dallas, Texas, National Lloyds Corporation is the holding company for National Lloyds Insurance Company, an A.M. Best rated "A" niche property and casualty underwriter licensed to sell insurance in 30 states. With an extensive distribution network of more than 4,500 independent agents and 150 employees, National Lloyds Insurance offers primarily fire and limited homeowners insurance for low-value dwellings and manufactured homes. National Lloyds Corporation is a wholly owned subsidiary of Hilltop Holdings Inc. (NYSE: HTH), a Texas-based diversified financial holding company with $13.4 billion in assets as of December 31, 2017. National Lloyds Corporation’s affiliates include PlainsCapital Bank, PrimeLending and HilltopSecurities.

 

Our insurance policies are sold through two wholly-owned subsidiaries: National Lloyds Insurance Company and American Summit Insurance Company. Our company is AM Best “A” rated. National Lloyd’s is a wholly-owned subsidiary of Hilltop Holdings (NYSE:HTH), a Texas-based financial holding company with $9.2 billion in assets and a $1.4 billion in equity. Find more information at www.hilltop-holdings.com.